Some times, there is never a right time to do the things YOU want to do, there always seems to be a reason to put things off.
It might just be a family birthday, an upcoming wedding, or even emergency child care, that stops you from say having a weekend away, or meeting up with long lost friends who happen to be in the area….only just at the wrong time.
All that is kind of understandable, it’s part of life’s rich pattern, on a day to day basis. But what happens if you really have a dream, that will be reasonably easy to fulfil, once all these family commitments ease, and you have more time for yourself, to really do the things you want to do.
Eventually, you come to a point in life when the children are off hand, retirement is within your grasp, and you start thinking to yourself, what’s next for me, I’d quite like a little adventure before it’s too late.
Perhaps you’ve had some happy family holidays abroad, and have thought how nice it would be to own a holiday home in your favorite place in the sun. Well once your ‘babies’ have flown the nest, either to University, or to homes of their own, surely you too can begin to explore some options of your own, and turn that dream holiday home, into a reality.
There are so many very accessible holiday home destinations, Spain, Portugal, Greece, Croatia, to name but a few. In the aftermath of Brexit, of course there are a few more hurdles to jump over than before. But nothing insurmountable. And once you’ve made the decision, and got that holiday home bug, it’s likely that not much will stop you, or get in your way.
So once your destination is decided, what comes next?
One of the main considerations of course will be finances. Will you want to downsize from your family home to raise some capital to put towards a second home. Or will you simply remortgage your present home, which may have increased in value significantly over the years.
There are now some handy online tools to help you work out deposits and repayments, to work out how much this could all cost you. Everything is to hand, at the click of a button, and once you have some figures in mind, you’ll instantly know if what you plan is viable, and more to the point, affordable. No tedious pen and paper budgeting, and it may even mean you won’t actually have to set foot into your building society. It can all be done online, at home.
Turning your holiday home dream into a reality doesn’t have to be overwhelming. Everything you need to know, is virtually at your fingertips. So start making a plan, no matter how long term it might seem to be, and one day, the time WILL be right, things will fall into place, and you can begin your own new adventure.
