https://www.pexels.com/photo/bank-banking-black-and-white-budget-259209/
We all like the idea of seeing our pennies go a little further, but exactly how do you do make it happen? With so many essential monthly expenses, sometimes saving can feel a little unrealistic. Luckily, this just isn’t the case, and there are plenty of ways that you can make savings here and there To get you started, try using these five easy tips.
- Plan your groceries
When we fail to plan our groceries, we are more likely to overspend or order too much take-out! Get into the habit of writing a list of which meals you’re planning to eat each day. Planning means that you’re less likely to produce waste or be tempted by unhealthy impulse buys. To help you out, try Mealtime, it’s an app which offers recipe suggestions based on your personal dietary requirements. Once you’ve built up your weekly menu Mealtime adds all the ingredients you need to a digital grocery list.
- Vegetable garden
Why not step it up a notch further and get yourself some free veggies by growing them yourself? First off, you’ll want to create yourself some great compost to ensure that your soil is naturally fertile and rich. Doing so will give you the best chance of growing some delicious produce. If you don’t have a garden space, you could always try growing at a local allotment?
- Smart thermostats
Smart thermostats can help you to save money by ensuring that no heat is wasted. You can program these wirelessly no matter where you are so that the heating only comes on when you need it. Depending on which type of thermostat you go for, some can control temperature by room, for a super-efficient solution. If you rely upon domestic heating oil for your home, be sure to shop around for a good supplier. Companies like New Era Fuels, offer a top service on home heating oil delivery, plus fuel services for businesses.
- Energy saving
The energy-saving doesn’t have to stop there! Ensure that your appliances are all energy star rated so that you can save energy and money at the same time. To save on your water bills, try a water-saving showerhead which works by combining air and water through tiny holes. With these showerheads, you’ll get a lovely shower experience, while keeping your consumption down.
- App for that
Those who want to save need a solid budget, so why not try an app for that? ‘You Need A Budget’ is an excellent app which works based on ‘giving every dollar a job’. The app helps you to save for expensive one-off purchases, age your money and keep on top of your financial habits. Budgeting is a case of trial and error, so there’s no need to panic if you don’t get it right the first time. Most financial apps pull info from all of your accounts, cards and loans together in one place- to give you a clearer picture of your financial health.
When saving is particularly difficult, why not consider a money-making project? There are plenty of ways to improve your savings with a little imagination.
