An old adage says that a man’s choice of car purchase is an extension of himself, and that may well be the case when you are a young man out to impress.

But as we travel (pardon the pun) through life, our tick list of vehicle ‘must haves’ changes dramatically, and never more so than when we are heading towards retirement.

So what factors influence you when choosing a car to take you into the later years of your life?  Will it be a snazzy little convertible, a sensible estate, or maybe a people carrier to well, carry lots of little people and their associated mountain of pushchairs and toys?

Will you buy secondhand, or maybe it’s time to treat yourself to a brand-spanking new set of wheels? If that is the case, then you need to do your homework first. Spend time visiting local showrooms, and ask questions not only about the running costs, and interior extras, but also about where the car was manufactured, the background of the company, and what other models they produce at the plant.

Ask if manufacturers have industrial vision systems in place, designed to give precision quality control, which helps to ensure your vehicle will have had all its components fully tested before it reaches the car dealer.

Many of us are completely unaware of the way car manufacturers implement artificial intelligence which now makes owning a brand-new car a totally user-friendly experience. Not only from the initial construction of the car but right down to giving the owner a more focused drive, by lessening the distractions within the car and ultimately understanding the driver’s habits.

If it’s been some time since you took the plunge and bought a brand-new car, with all the new technology that is now available, you might be pleasantly surprised.

Time To Enjoy The Wind In Your Hair

We all remember the nostalgic films of bygone days, when impossibly handsome actors in straw hats and aviator sunglasses drove shiny convertible cars around hairpin bends, to some romantic soundtrack. Usually accompanied by an equally impossibly glamorous female wearing a chiffon scarf that was blowing gently in the breeze.  These scenes of course were usually shot in exotic places such as the South of France or the Italian Riviera.

When retirement is on the horizon, you might plan some adventures; maybe a drive across Europe in a nifty little sports car, and you imagine long stretches of open roads, under clear blue skies, with the soft top down and the wind in your hair. How fabulous that would be.

And so off you go on a mission to find THE perfect sports car to take you on your magical road trip.   The downside of that idea is, that your knees aren’t what they were, and being so low on the ground, you might just as well be driving a skateboard. You might want to reassess, and choose comfort over the convertible!

Hobbies That Require A Workhorse

Retirement gives you lots of time to enjoy hobbies you used to slot in around your working life. Previously, you may have driven a small, economical car, to and from the station or workplace. But now, you can indulge yourself with the right vehicle for your change of lifestyle. One that can accommodate things like golf clubs, a mountain bike or two, easels, and canvasses, or maybe just a couple of BIG dogs to take on long walks in the countryside.

But of course, a bigger car means it’s not going to be as economical as your little run-around and for everyday uses, when you are just popping to the shops or running errands, there’s a lot of ’empty’ car space behind you.  Before deciding on an estate car, it might be wise to weigh up just how beneficial a bigger car will actually be to you.

How Many People Do You Really Want to Carry?

Memories can be short as we get older. And what we do often forget is our own parenting days, when every family outing had to be planned like a military campaign. Loading children, assorted ‘just in case’ extra clothing, buggies, bikes, toys, cool bags, potties, and changing mats into a family saloon. We thought it would never end. Back in the day, a BIG car was a necessity for the sheer volume of ‘stuff’ required to go on any significant journey.

Your retirement dream of spending more time with the Grandchildren might just come back to bite you on the bum if you do invest in a people carrier.  Small people still need the same amount of paraphernalia, and ‘impulsive’ trips usually take hours to organise before everyone is safely strapped in.  Think carefully, will you become the designated driver for your whole family, simply because Nanny and Grandad have the biggest car!

Later life car purchases need careful thought. Do your research, have fun doing some test drives, but most of all make sure your purchase is right for you and will tick all your retirement travel boxes!

 

 

 

 

As Grandparents, we are in the enviable position of being able to spend time with our Grandchildren doing nice, enjoyable things like playing games.  We can leave the ‘parenting’ stuff to their parents!

My Grandsons were at their most interesting when they were sucking up knowledge like a sponge. Asking question after question, who, why, what, when, and although it drove me bonkers, I enjoyed combining fun times, with a touch of education too.

As soon as they were old enough, car journeys were always spent spotting specific colours and animals, then counting cars and singing songs, and of course, good old I-Spy, always a winner, and always good for lots of laughs when the youngest ones couldn’t spell and chose completely the wrong initial for the thing they had ‘spied’.

For the older ones it was always very competitive and usually accompanied by lots of groans when the object was, shall we say, a little bit debatable.

When my Grandsons got older and were able to grasp the concept of board games, I spent time teaching them the good old-fashioned favourites that have stood the test of time, such as Snakes and Ladders, Ludo, and Guess Who.

Naturally, back in the day, we played them on a cardboard ‘board’ that folded in half and came out of a box, along with all the necessary bits and bobs, like dice and brightly coloured counters.

But now you can play these games online with your children or Grandchildren, or, they can play by themselves.  Obviously, children always prefer to have company and to play their games with someone, rather than alone.  But the option is there.

I think we automatically assume that anything that children are viewing on their handheld devices such as iPhones, or iPads is not going to be very educational, and indeed, many people feel that it’s lazy parenting to simply let their children get so absorbed in their technology.

But that isn’t always the case; online games for children can be entertaining AND educational at the same time.

Online Math Calculators

As well as classic board games, and classics like chess and draughts, there are now a lot of educational online games available that can really help children with their maths, algebra, and geometry.

There are also a host of word games to help with spelling and reading, the difficulty levels range from pre-school to harder levels such as crosswords, and even multilingual word search!

If a child is struggling a bit with their lessons, it’s so much easier to persuade them to play a few educational online games, than it is to sit and study books for hours on end around the kitchen table.

Whilst this shouldn’t be used as the only form of a teaching tool, it certainly can be seen as a valuable form of support, and shouldn’t be dismissed out of hand.

I’m really pleased that such progress has been made that enables children to enjoy their screen time, but also to learn at the same time as playing.

And at least with online Snakes and Ladders, there’s no risk of losing the dice, and that must be a good thing!

 

 

 

 

 

Some times, there is never a right time to do the things YOU want to do, there always seems to be a reason to put things off.

It might just be a family birthday, an upcoming wedding, or even emergency child care, that stops you from say having a weekend away, or meeting up with long lost friends who happen to be in the area….only just at the wrong time.

All that is kind of understandable, it’s part of life’s rich pattern, on a day to day basis. But what happens if you really have a dream, that will be reasonably easy to fulfil, once all these family commitments ease, and you have more time for yourself, to really do the things you want to do.

Eventually, you come to a point in life when the children are off hand, retirement is within your grasp, and you start thinking to yourself, what’s next for me, I’d quite like a little adventure before it’s too late.

Perhaps you’ve had some happy family holidays abroad, and have thought how nice it would be to own a holiday home in your favorite place in the sun.   Well once your ‘babies’ have flown the nest, either to University, or to homes of their own, surely you too can begin to explore some options of your own, and turn that dream holiday home, into a reality.

There are so many very accessible holiday home destinations, Spain, Portugal, Greece, Croatia, to name but a few. In the aftermath of Brexit, of course there are a few more hurdles to jump over than before. But nothing insurmountable.  And once you’ve made the decision, and got that holiday home bug, it’s likely that not much will stop you, or get in your way.

So once your destination is decided, what comes next?

One of the main considerations of course will be finances.  Will you want to downsize from your family home to raise some capital to put towards a second home. Or will you simply remortgage your present home, which may have increased in value significantly over the years.

There are now some handy online tools to help you work out deposits and repayments, to work out  how much this could all cost you.   Everything is to hand, at the click of a button, and once you have some figures in mind,  you’ll instantly know if what you plan is viable, and more to the point, affordable.  No tedious pen and paper budgeting, and it may even mean you won’t actually have to set foot into your building society.  It can all be done online, at home.

Turning your holiday home dream into a reality doesn’t have to be overwhelming. Everything you need to know, is virtually at your fingertips.  So start making a plan, no matter how long term it might seem to be, and one day, the time WILL be right, things will fall into place, and you can begin your own new adventure.